Programs Tailored to You

We understand that every homebuyer has unique financial needs and goals. That's why we offer a range of loan programs designed to support you at every step of the journey. Explore our popular programs below and find the one that best fits your lifestyle and future.

Our Exclusive Programs

Buy Before You Sell

Our Buy Before You Sell program is designed for homeowners looking to purchase a new home before selling their current one. This program lets you make competitive offers without the contingency of selling your existing home first. By securing your next property on your terms, you can enjoy a smoother transition without the pressure of overlapping transactions.

Rate Reducer

Take advantage of a lower initial interest rate with our Rate Reducer program, a great option if you expect to refinance within a few years or want the lowest possible monthly payment upfront. Rate Reducer offers a cost-effective solution for buyers seeking budget-friendly payments now, along with flexibility for the future.

Cash Advantage

In today’s competitive market, cash is king. With our Cash Advantage program, you can make a powerful all-cash offer, giving you the leverage you need to stand out and win the home you want. This program provides cash upfront, helping you compete confidently—even in a multiple-offer scenario—without relying on traditional financing contingencies.

Lock N Shop

Secure your rate while you shop with our Lock N Shop program, designed to provide rate security even before you find your dream home. With Lock N Shop, you lock in today’s rates, so you’re protected against rate hikes as you search. Take your time finding the right property with the peace of mind that your rate is set.

Loyalty Lend

Buy Now, Refinance Later. We believe in rewarding loyalty, and that’s why we’re thrilled to provide the Loyalty Lend Program—a revolutionary approach to home financing that not only helps you achieve homeownership but also empowers you to shape your financial destiny. With the Loyalty Lend Buy Now, Refinance Later Program, 1st Priority returning clientele receive a $500 credit towards refinance closing costs.

2nd Look

Rest easier about your mortgage. Our 2nd Look Program allows you to compare rates, fees, services, and other pieces of the financial puzzle that may affect your long-term financial goals. A 1st Priority Mortgage Consultant can walk you through the entire process. Even if you've already been pre-approved elsewhere, getting a no-obligation 2nd Look with 1st Priority could get you a $100 gift card.

Let's Get Started

Buying a home is one of the biggest financial decisions you are likely to make. Like most big tasks, it's much easier to accomplish with a knowledgeable professional by your side. Let us walk you through the entire mortgage loan process.